# NEKO Money

> NEKO is a manual-entry personal finance app for iOS and Android by Tuxedo Lab LLC. It projects bills, credit card payments, and income onto a calendar so users can see their future balance and know what is truly safe to spend — without linking a bank account.

Key facts:
- Manual entry by design: NEKO never asks for bank credentials and has no connection to banking institutions.
- Core features: cash-flow calendar with projected daily balances, upcoming-bill reminders, "Safe to Spend" (balance minus committed money), budgets with custom cycle reset days, credit card and installment tracking (Premium).
- Free to download with core features; optional Premium subscription (managed through the App Store / Google Play).
- Languages: English and Spanish (Mexico / Latin America). Store listing names: "NEKO: Expense Tracker" (US) and "NEKO: Control de Gastos" (Mexico and Latin America).
- Spanish feature names: "Disponible para gastar" (Safe to Spend), "calendario de pagos" with "saldo proyectado", "pago para no generar intereses" (statement payment that avoids credit card interest), "compras a meses" (installments).
- Operated by Tuxedo Lab LLC. Support: hello@nekomoney.app.

## Main pages

- [Homepage (English)](https://www.nekomoney.app/en): product overview and store links
- [Homepage (Español)](https://www.nekomoney.app/es): app de control de gastos y finanzas personales, con preguntas frecuentes
- [Acerca de NEKO](https://www.nekomoney.app/es/acerca): quién hace NEKO y por qué es de captura manual
- [Blog](https://www.nekomoney.app/en/blog): finance guides and app tutorials
- [Blog en español](https://www.nekomoney.app/es/blog): guías de finanzas personales y tutoriales de la app
- [Getting-started guide](https://www.nekomoney.app/en/blog/getting-started): full setup tutorial
- [Guía de configuración inicial](https://www.nekomoney.app/es/blog/configuracion-inicial): tutorial completo en español
- [Privacy policy](https://www.nekomoney.app/privacy-policy)
- [Terms & conditions](https://www.nekomoney.app/terms)
- [Account deletion](https://www.nekomoney.app/account-deletion): how to request account and data deletion

## Downloads

- [App Store](https://apps.apple.com/us/app/neko-bill-organizer-reminder/id1451776066)
- [Google Play](https://play.google.com/store/apps/details?id=com.tuxedolab.paycheckbuddy)