About NEKO

Money apps show the past.
We built one that shows the future.

NEKO exists because a bank balance answers the wrong question. It tells you what you have — not what you'll have after rent, the card statement, and every subscription you forgot about. NEKO projects all of it forward so you can spend today with confidence.

What NEKO is

NEKO is a personal finance app for iPhone and Android that plots your bills, credit card payments, installments, and income on a calendar, computes your projected balance day by day, and distills it into one honest number: what's truly safe to spend.

Why manual entry

NEKO never connects to your bank. That's a feature, not a limitation: entering your own numbers keeps you genuinely aware of your money, there are no broken bank connections to babysit, and no third party ever holds your credentials. Your data is yours — entered by you, controlled by you, deletable by you.

Who's behind it

NEKO is built by Tuxedo Lab LLC, an independent studio founded by Julio Cruz. It's a small operation on purpose: the same hands that write the code answer the support email. Questions, ideas, or problems — write tohello@nekomoney.app and a human will reply.