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NEKO Blog

Finance tips and app tutorials.

Practical guides on budgeting, bills, credit cards, and cash-flow planning, plus tutorials to get the most out of NEKO.

One setting can stop interest

August 31, 2026·4 min read

Minimum Due or Statement Balance? Choose the Right Credit Card Autopay Setting.

Credit-card autopay can prevent a late payment while interest keeps growing. Compare the three settings and run this five-minute check.

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Is the latte factor finally true?

August 31, 2026·4 min read

Coffee Is Up 10%. Is the Latte Factor Finally True?

Coffee rose 10% in a year, so we reran the latte-factor math: what the spike really adds, a straight verdict, and the number where a daily habit earns a budget line.

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Get Started

March 2, 2026·8 min read

Build the Foundation of Your Financial Freedom with Neko

A step-by-step guide to setting up Neko the right way: initial balances, categories, your first budget, credit cards, and the Safe to Spend view.

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